Mix milk and sweetened condensed milk together. Wisk in pudding mix. Fold in whipped topping. Begin layering a plastic 9 x 13 container beginning with graham cracker squares. Slice bananas (circles) onto graham crackers and cover with pudding mixture. Alternate in this manner ending with pudding mixture on top. If desired, drizzle Nestle syrup over individual servings.
Not a NESTLÉ®-tested recipe.