A Frog stopped at a bank to borrow some money. The teller sent the frog to see Miss Patty Black in the Loan Department. "What have you got for collateral?" she asked him.
"This," replied the frog, handing her a ceramic piece. After looking it over, she told the frog she's have to consult with the loan manager.
"There's a frog in my office who wants a loan," she explained. "But all he has for collateral is this thing; and I don't know what it is."
The loan manager examined the piece for a moment, then exclaimed, "Why it's a knickknack Patty Black...give the frog a loan.